Welcome...

How much would you like to borrow?

Borrow  + Interest
Three monthly payments of
If aproved, total to repay

We don’t charge set up fees or faster payment fees"

Exact repayment amounts and interest may change slightly subject to your pay date. Exact figures are provided in your loan documentation once your payday information has been input.

Select Loan Amount
Select Pay Date
  • Specific Day
  • Four Weekly
  • First Working Day
  • Last Working Day
Click here
Monthly Repayments:

If you don’t repay on time you may incur extra costs:
Default Interest

0.8% per day on the outstanding principal if your loan is still in arrears at the contractual end date subject to the application of the rate cap.

Missed payment fee
£5 per instalment if still outstanding after 7 days (maximum £15)

For more information on the risks and benefits of an instalment payday loan from Redwallet, Click here.

Representative example;
If you borrowed £300.00 for 86 days you would repay £434.01 in total in 3 equal monthly payments of £144.67. Interest charge £134.01. Interest is 292% pa (fixed). Representative 1308.1% APR

Repayments are assumed at day 23, day 51 and day 86

Funds sent within 15 minutes of final approval** • No hidden extras • Safe, secure

How It Works

With Uncle Buck applying for a payday loan couldn’t be simpler. You apply online and there’s no mountain of supporting paperwork to fax either!

How to apply

To apply complete the online application form where we ask you for some personal information and employment details so we can process your request.

 

How long will it take?

 

Once you have completed our online application form and our thorough initial checks have been conducted you’ll receive an "in principle" online decision.

 

Where possible all applications are processed 24/7. If we need to check more details with you, we will communicate our progress via email and attempt to contact you during working hours.

 

Once your loan application is approved, depending on your choice of payment method we can transfer the funds within 15 minutes 24/7. Most banks will make the funds available virtually straight away but at this point it is out of our control and not guaranteed. You need to check with your branch that they accept 'faster payments'. If you request payment by BACS then you should have the funds available in your account in around three working days. Further details can be found on our FAQs page, please click here to view.

 

How much can I borrow?

 

New customers can request to borrow up to £400. Once you are an existing customer and providing you use our service responsibly and make payments on time, you can apply for a maximum loan amount of £1,000 to give you that extra flexibility to meet your short term cash needs. We will assess your ability to afford the loan based on various sources of information including credit bureaux data, electronic income validation and your income and expenditure information. If we consider the requested amount to be too high we will make an appropriate offer.

 

Am I eligible to apply for an Uncle Buck payday loan?

 

You must be aged 18 or over

You must be employed and resident in the UK

You must have your salary paid directly into your bank account

You must have a debit card for this account

You need a valid email address and mobile phone that we can text a code to

You must acknowledge that you are not currently signed to or anticipating entering a Debt Management Plan, Individual Voluntary Arrangement or a debtor under any bankruptcy proceedings

 

Responsible Lending

 

Uncle Buck is committed to lending responsibly, we don’t want to put people into debt by lending them money that they can’t afford to repay. A payday loan is a short term cash advance that is there to help you when unexpected expenses arise helping you manage your cashflow. Click here to read our full Responsible Lending statement. Uncle Buck is committed to upholding the Good Practice Customer Charter which gives customers enhanced protections when taking out a payday loan. To read the Charter please click here.

 

From 2 January 2015, in accordance with the Financial Conduct Authority’s (FCA) price cap regulations, interest is capped at 0.8% per day, default charges are capped at £15 and the total interest and fees charged on a loan can never exceed 100% of the amount borrowed.



Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk